![]() ![]() ![]() In times of fiscal austerity, like gym, art, and music classes in the education sphere, the software of housing tends to get the budget-cutters’ and Inspectors’ General gazes.īut, such quality controls and informed choices fall both under the goals of longer-term beneficial fiscal outcomes, prevention of future crises, and consumer rights. This was true also of housing management, until a HUD task force explained to a skeptical Congress its importance to sustainability of the housing stock it had been subsidizing. Even today, the terms ‘waste, fraud, and abuse’ are thrown at such activities for pre-homeownership and even rental functionality. In the past, housing education and counseling would have been considered ‘fluff’, brought out only for purposes of helping in a crisis, such as the past Section 235 homeownership defaults and the present underwater mortgage situation. What is the role of housing education and counseling in the future housing economy and finance system?
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